We are glad that you have decided to apply for a mortgage loan with us. With us, you decide the level of automation you want to use during the application process. Your choices are:

• Use our fully automated digital mortgage application Blink-Auto. With Blink-Auto, you have the option to digitally import all you bank data into your loan application, automatically run credit report with credit scores and import your libilities, see real-time rates matched to your needs (requires credit report/scores), choose your preferred rate and get an initial decision. Of course, a Loan Advisor will always be there to provide assistance as needed.
• Use Blink-Standard and you have the option to digitally import all you bank data into your loan application -- saving you the time and hassle of manually gathering and entering all you bank information. After application submission, a Loan Advisor will reach out to you and help you with the rest of the process.

Before you start, please make sure you have the following information easily accessible:

1. Information about the property you plan on purchasing or refinancing.
2. If there is a co-borrower be sure to have their information ready.
3. Employment history.
4. Monthly income.
5. Present and expected monthly housing expenses (rent or mortgae, real estate taxes, insurance, HOA fees, etc.).
6. Assets (bank accounts, stocks, investments, etc.) -- if you do not want to digitally import your bank data.
7. Liabilities (loans, credit cards, liens, etc) -- if you do not want to have yout credit pulled automatically.